Now Accepting Early Access — Limited Spots

Get Paid
The Day
You Earn It.

TiposIt puts earned wages in your employees' hands the same day they work — while generating a recurring revenue stream for your company. No caps. No waiting. No compromises.

"This is just the tip of the iceberg."

No credit card required Texas-based fintech FDIC-compliant structure
Today's pay: +$247.50 ✓
Today's Earned Wages Available
$247.50
Based on 8.5 hrs · $29.12/hr
Same-Day Pay Transfer
Today, 4:23 PM
+$247.50
Grocery Store
Today, 1:15 PM
-$64.80
Bank Transfer
Yesterday
-$200.00
Company earned: +$1,640/mo 💚
🏦
FDIC-Compliant Banking Structure
🔒
256-Bit Encryption
Same-Day Pay — No Caps
🤝
Employer Revenue Share up to 33%
📍
Texas-Based Fintech
Pays For Itself
Recoups Cost in Under 90 Days
100%
Same-Day Pay, Every Day Worked
33%
Revenue Share Back to Your Company
3
ICE Credit Card Tiers for Employees

Everything Your Workforce Deserves

One platform. Every financial tool your employees need — and a model that rewards the companies who offer them.

💳
Digital Wallet

A full-featured digital bank account for every employee — checking, savings, real-time transaction history, and instant money transfers. FDIC-insured through our banking partner.

Free with enrollment
🔄
Buy Now, Pay Later

Employees access up to 25% of their monthly pay in advance. Flexible repayment terms: 30, 90, or 180 days. A smarter alternative to predatory payday loans.

Up to 25% monthly pay
🚀
Instant Money Transfers

Same-day domestic transfers from any TiposIt wallet to any bank account in the country. Faster than ACH, more affordable than wire transfers.

3% per transfer
🕐
Smart Clock In/Out

Geolocation-enabled clock-in system with automatic lunch presets, overtime pre-approval workflow, and a dedicated HR backend with management firewall controls.

Included with platform
🤝
Revenue Partnership

Your company earns a monthly revenue share on every fee your employees generate through TiposIt. Turn payroll from a cost center into a profit center.

Up to 33% revenue share

Your Employees Worked Today.
They Get Paid Today.

Unlike every other EWA platform on the market, TiposIt has no daily caps and no dollar limits on earned wage access. If you worked it, it's yours — that day.

  • No dollar cap on same-day pay — access every dollar earned
  • HR-controlled overtime approval within 24-hour window
  • Firewall controls for management and department heads
  • Auto-sync with our clock-in/clock-out system
  • Supports hourly, salaried, and shift-based workers
  • Full audit trail for payroll compliance
Today's Earnings Available
$247.50
Ready to Transfer Now
1

Clock In via TiposIt App

GPS verified. Shift starts tracking instantly.

2

Earnings Accrue in Real Time

Hourly rate multiplied by hours worked — live.

3

Request Same-Day Pay

Tap to transfer to your TiposIt Wallet instantly.

4

Funds Land in Seconds

Use your TiposIt card or transfer to any bank.

Your Company Earns Every Month.

TiposIt shares a percentage of every fee collected from your employees' financial activity back to your company — automatically, every month.

Up to 33%
of collected fees returned to your company account monthly
Example: 100 employees generate $5,000/mo in platform fees → your company receives a direct deposit of $1,000–$1,650 every month. That's money you earn just for offering a benefit your employees love.
Earn With TiposIt →
How It Works
1

Company Signs Up

Onboard with TiposIt. Set up your employee roster in minutes.

2

Employees Enroll in Services

Same-Day Pay, Wallet, Transfers, BNPL — at their choice.

3

Fees Are Collected by TiposIt

1.5% same-day pay fee, 3% transfer fee — charged to the employee.

4

Company Gets Paid Monthly

20%, 25%, or 33% revenue share deposited to your account.

Three Tiers. Zero Compromises.

Exclusive credit cards for TiposIt members — built on loyalty, savings habits, and your credit profile. The colder the card, the more you earn.

Entry Level
WHITE
ICE
•••• •••• •••• ○○○○
CARDHOLDER NAME
TIPOSIT
Credit Limit$500 – $2,500
Cash Back1% All Purchases
Qualification580+ Credit Score
Term Options6 Month Card
Annual Fee$0
Mid Tier
BLUE
ICE
•••• •••• •••• ○○○○
CARDHOLDER NAME
TIPOSIT
Credit Limit$2,500 – $10,000
Cash Back2% + 3x on dining
Qualification660+ Credit Score
Term Options6 or 12 Month Card
Annual Fee$49
Premium
BLACK
ICE
•••• •••• •••• ○○○○
CARDHOLDER NAME
TIPOSIT
Credit Limit$10,000 – $50,000
Cash Back3% + 5x categories
Qualification720+ Credit Score
Term Options12 Month Card
Annual Fee$149

ICE Cards issued in partnership with an FDIC-insured banking partner. Subject to credit approval. Details finalized at launch.

Total Balance
$1,842.50
TiposIt Digital Wallet
T
⬆️
Send
⬇️
Receive
Same-Day
📋
History
Recent Transactions
Same-Day Pay Transfer
Today, 4:23 PM
+$247.50
Grocery Store
Today, 1:15 PM
-$64.80
Money Transfer to Bank
Yesterday
-$200.00
BNPL Repayment
Mar 28
-$125.00

A Real Bank Account. In Your Phone.

Every TiposIt employee gets a full-featured digital bank account — not just an app. Real FDIC-insured checking, real debit card, real bank transfers.

  • 🏦

    FDIC-Insured Accounts

    Deposits protected through our banking partner up to $250,000.

  • 💸

    Real-Time Transfers

    Send money to any US bank account same day for just 3%.

  • 📊

    Full Transaction History

    Every transaction, searchable and categorized for your records.

  • 🔒

    Bank-Grade Security

    256-bit encryption, biometric login, instant card freeze.

Real Flexibility. Real Terms.

Access up to 25% of your monthly paycheck in advance. Choose your own repayment timeline. No predatory rates. No credit check for existing TiposIt members.

30
Day Payback
Fastest repayment
Lowest fees
Immediate approval
Up to 25% of monthly pay
90
Day Payback
Most popular option
Manageable installments
Auto-deduct from payroll
Up to 25% of monthly pay
180
Day Payback
Maximum flexibility
Lowest monthly payments
Longer planning horizon
Up to 25% of monthly pay

Smart Clock-In/Out. Built for EWA.

The only time-tracking system built specifically to power same-day wage access — with real HR controls for management.

📍

GPS-Verified Clock In

Location-based clock-in ensures employees are on-site. Geofencing creates an invisible perimeter around your workplace automatically.

🍽️

Auto Lunch Presets

Set auto-deduct for 30, 45, or 60-minute lunch breaks by department or employee type. Removes manual time editing and payroll disputes.

⏱️

Overtime Pre-Approval

Any overtime or after-hours work triggers a 24-hour approval window for HR and senior management before same-day pay is distributed.

🔥

HR Firewall Controls

Block or allow same-day pay access at the employee, department, or company level. Full payroll control stays with your HR team.

🏢

Department Segmentation

Organize employees by Admin, Maintenance, Security, Training, and more. Set different rules and pay tiers per department.

📧

Auto HR Documents

Automatic onboarding and separation emails triggered by roster changes. New hire paperwork and offboarding docs generated instantly.

✦ A TiposIt Company

Financial Intelligence For Your Workforce.

Tipflic is TiposIt's analytics and intelligence platform — giving HR teams, CFOs, and business owners real-time insight into workforce financial behavior, payroll cost optimization, and employee financial wellness metrics.

Coming Soon →
Tipflic Analytics Dashboard
Workforce Pay Trends
April 2026
94%
Employee Adoption
$12K
Revenue Share MTD
+3.2%
Retention Lift

Lock In Your Rate Before Launch.

Pre-order now to secure founding member pricing. Early adopters get locked-in rates for life — no price increases, ever.

Starter
$199/mo after launch
$99
per month / up to 50 employees
Save 50% — Founding Rate
  • Same-Day Pay
  • Digital Wallets
  • Clock In/Out
  • HR Portal
  • Basic Revenue Share (20%)
Get Started →
Enterprise
$999/mo after launch
$499
per month / unlimited employees
Save 50% — Founding Rate
  • Everything in Growth
  • Tipflic Analytics
  • Dedicated Account Manager
  • Custom Integrations
  • Max Revenue Share (33.3%)
Get Started →

Be First. Be Founding.

Reserve your founding member spot. We'll reach out within 48 hours with your custom revenue share estimate and a personal onboarding call.

🎉

You're on the list!

We'll reach out within 48 hours with your custom revenue share calculation and next steps. Welcome to TiposIt.

No spam. No credit card required. Unsubscribe anytime.

Got Questions? We've Got Answers.

Yes. TiposIt digital wallets are FDIC-insured up to $250,000 through our partner banking institution. Your money is protected.

Every major competitor caps same-day pay at 50% of wages or limits access to a certain number of days per week. TiposIt has no cap — if you worked it, you can access it, every day.